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Abstract of Title A title report provided by the buyer's attorney that summarizes a property's history of ownership. These are usually limited to the Midwest and some... view full definition
Accredited Investor Investors who are financially sophisticated and have a reduced need for the protection provided by certain government filings. Sophistication is... view full definition
Accrued Interest Interest which has been incurred but not paid. view full definition
Acknowledgement of Receipt The last page of the UFOC (Uniform Franchise Offering Circular), which is to be signed and dated by the franchisee. It is intended to provide proof of... view full definition
Active Investment An investment that produces profit, interest or dividends. See also static investment. view full definition
Active Participant An individual tax payer who contributes or has an employer contribute to their retirement account during a plan's year; each type of account has... view full definition
Adjustable Rate Mortgage (ARM) A mortgage in which the interest rate is adjusted periodically based on a pre-selected index. The rate and payments on an ARM rise and fall with the... view full definition
Adjusted Gross Income (AGI) Total wages earned (all income minus adjustments, such as deductible retirement accounts, but not including itemized or standard deductions) during a... view full definition
Administrator A company with responsibility for the operation of a self-directed IRA. The administrator reviews the documentation of each investment vehicle,... view full definition
Advertising Fee A continuing fee, which is the required contribution of each franchisee to the franchisor's advertising fund. This fund covers development of... view full definition
Amortization The process of paying off a mortgage in regular increments. view full definition
Amortization Schedule A repayment schedule outlining how a loan will be paid off in fixed payments combining principal and interest. view full definition
Annual Contribution Limits The maximum amount of money that can be put into a retirement account during a plan's year. view full definition
Annual Percentage Rate (APR) A calculation that expresses the total cost of a mortgage loan as a yearly rate, according to a federally mandated procedure. The calculation takes... view full definition
Annual Report Many states require that entities filed within their state file an Annual Report in which the entity is required to list the most current information... view full definition
Annuity The regular payment from an investment that is guaranteed for a specific amount of time. view full definition
Appreciation The increase in value of an investment. For example, property value appreciates due to many factors: inflation, market demand, desirability of... view full definition
Area Franchisee A franchisee who agrees to open a specified number of franchises within an area and timeframe agreed upon with a franchisor. view full definition
Articles of Incorporation The Articles of Incorporation is the document that begins a Corporation’s existence by being filed in the state of incorporation. The document is... view full definition
Articles of Organization The Articles of Organization are the documents that begin an LLC’s existence by being filed in the state of organization. The document is submitted to... view full definition
Assets Items of ownership convertible into cash. In terms of your retirement account, this refers to stock, bonds, mutual funds, or any other holdings. view full definition
Assign The act of transferring rights from one party to another. On a contract of sale, after the owner's name, it may read "and or assigns." This gives... view full definition
Attach Legally taking possession of a property to repay debt. view full definition
Audeo™ Product Team The Audeo™ Product Team establishes your new 401(k) Plan and creates essential documents that will be compiled in your Corporation and Pension... view full definition
Auriga™ Processing Team The Auriga™ Processing Team is in charge of establishing your new retirement account with Trust Company of America (TCA) by preparing the New Account... view full definition

Abstract of Title
A title report provided by the buyer's attorney that summarizes a property's history of ownership. These are usually limited to the Midwest and some... view full definition

Accredited Investor
Investors who are financially sophisticated and have a reduced need for the protection provided by certain government filings. Sophistication is... view full definition

Accrued Interest
Interest which has been incurred but not paid. view full definition

Acknowledgement of Receipt
The last page of the UFOC (Uniform Franchise Offering Circular), which is to be signed and dated by the franchisee. It is intended to provide proof of... view full definition

Active Investment
An investment that produces profit, interest or dividends. See also static investment. view full definition

Active Participant
An individual tax payer who contributes or has an employer contribute to their retirement account during a plan's year; each type of account has... view full definition

Adjustable Rate Mortgage (ARM)
A mortgage in which the interest rate is adjusted periodically based on a pre-selected index. The rate and payments on an ARM rise and fall with the... view full definition

Adjusted Gross Income (AGI)
Total wages earned (all income minus adjustments, such as deductible retirement accounts, but not including itemized or standard deductions) during a... view full definition

Administrator
A company with responsibility for the operation of a self-directed IRA. The administrator reviews the documentation of each investment vehicle,... view full definition

Advertising Fee
A continuing fee, which is the required contribution of each franchisee to the franchisor's advertising fund. This fund covers development of... view full definition

Amortization
The process of paying off a mortgage in regular increments. view full definition

Amortization Schedule
A repayment schedule outlining how a loan will be paid off in fixed payments combining principal and interest. view full definition

Annual Contribution Limits
The maximum amount of money that can be put into a retirement account during a plan's year. view full definition

Annual Percentage Rate (APR)
A calculation that expresses the total cost of a mortgage loan as a yearly rate, according to a federally mandated procedure. The calculation takes... view full definition

Annual Report
Many states require that entities filed within their state file an Annual Report in which the entity is required to list the most current information... view full definition

Annuity
The regular payment from an investment that is guaranteed for a specific amount of time. view full definition

Appreciation
The increase in value of an investment. For example, property value appreciates due to many factors: inflation, market demand, desirability of... view full definition

Area Franchisee
A franchisee who agrees to open a specified number of franchises within an area and timeframe agreed upon with a franchisor. view full definition

Articles of Incorporation
The Articles of Incorporation is the document that begins a Corporation’s existence by being filed in the state of incorporation. The document is... view full definition

Articles of Organization
The Articles of Organization are the documents that begin an LLC’s existence by being filed in the state of organization. The document is submitted to... view full definition

Assets
Items of ownership convertible into cash. In terms of your retirement account, this refers to stock, bonds, mutual funds, or any other holdings. view full definition

Assign
The act of transferring rights from one party to another. On a contract of sale, after the owner's name, it may read "and or assigns." This gives... view full definition

Attach
Legally taking possession of a property to repay debt. view full definition

Audeo™ Product Team
The Audeo™ Product Team establishes your new 401(k) Plan and creates essential documents that will be compiled in your Corporation and Pension... view full definition

Auriga™ Processing Team
The Auriga™ Processing Team is in charge of establishing your new retirement account with Trust Company of America (TCA) by preparing the New Account... view full definition