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C Corporation A corporation whose shares are held by shareholders and may be publicly or privately traded. Profits are taxed separate from its owners under... view full definition
Capital Cash or assets used to generate income. view full definition
Caps Limits on changes in interest rates or payments, either during an adjustment period or during the life of the loan. view full definition
Carry-back Contribution A post-tax year contribution deposit into a retirement account made between January 1 and April 15 of the following year. view full definition
Cash Flow Income available to an investor after all periodic expenses have been paid. For example, the cash flow of a rental apartment would be calculated by... view full definition
Ceiling The maximum allowable interest rate on an adjustable rate mortgage. view full definition
Certificate of Good Standing A certificate issued by a state official as conclusive evidence that a corporation is in existence or authorized to transact business in the state.... view full definition
Churning When a franchisor continually resells a franchise that continually fails. view full definition
Closing Costs Fees that are incurred by the borrower at the closing of a transaction. view full definition
Collateral Property pledged as security for a debt. If the debt is not repaid in accordance with the terms of the security instrument--the mortgage or deed of... view full definition
Combined Loan-to-Value Ratio (CLTV) The percentage of a property's value borrowed through more than one loan (for example, a first mortgage and a home equity line of credit). view full definition
Company-Owned Location A location owned and operated by the franchisor itself. view full definition
Compensation Salary or hourly rate received personally in return for services, including all commissions, bonuses, overtime and vacation pay. Self-employed... view full definition
Concierge Your Concierge serves as the main point of contact between you (the client) and Guidant. The concierge will facilitate between the Sales Team, the... view full definition
Conduit IRA An IRA created when funds are rolled over from another retirement plan, 403(b) or similar plan. This plan does not have a limit on the number of... view full definition
Contingent Beneficiary If Primary Beneficiaries are deceased before the account owner’s death, then the Contingent Beneficiary receives the proceeds of the retirement... view full definition
Continuing Payment A recurring payment that a franchisee will owe a franchisor for the entirety of a franchise agreement. view full definition
Continuous Training Training offered by a franchisor for the duration of the franchise agreement, rather than just initial training at the beginning. view full definition
Contribution Deposits into a retirement account are considered a contribution. These deposits must be made in cash or check and are limited based on factors such... view full definition
Controlled Group A controlled group is one or more business entities that are related through common ownership interests. When a controlled group of businesses exists,... view full definition
Conversion This is a taxable event that occurs when any type of pre-tax IRA or SEP is converted to a Roth IRA. view full definition
Conversion Clause A provision in some ARMs that allows changing an ARM into a fixed-rate loan, usually after the first adjustment period. The new fixed rate is based on... view full definition
Conversion Franchise An existing business that joins a franchise network by adopting its name, products and method of operation. view full definition
Copyright Exclusive legal ownership rights to a name, products, a system of operations and published materials. view full definition
County Recording Requirement Certain states have post-filing requirements which include the recordation of the Articles of Incorporation with the county recorder of deeds in the... view full definition
Coverdell Educational Savings Account An account created to help parents and students save for post-secondary education expenses. The contributions are not deductible. All distributions... view full definition
Credit Report An evaluation of an individual’s history of debt repayment and their capacity to repay debt. view full definition
Custodian An organization, typically a commercial bank, that holds in custody and safekeeping someone else's assets. These assets may be cash, securities, or... view full definition

C Corporation
A corporation whose shares are held by shareholders and may be publicly or privately traded. Profits are taxed separate from its owners under... view full definition

Capital
Cash or assets used to generate income. view full definition

Caps
Limits on changes in interest rates or payments, either during an adjustment period or during the life of the loan. view full definition

Carry-back Contribution
A post-tax year contribution deposit into a retirement account made between January 1 and April 15 of the following year. view full definition

Cash Flow
Income available to an investor after all periodic expenses have been paid. For example, the cash flow of a rental apartment would be calculated by... view full definition

Ceiling
The maximum allowable interest rate on an adjustable rate mortgage. view full definition

Certificate of Good Standing
A certificate issued by a state official as conclusive evidence that a corporation is in existence or authorized to transact business in the state.... view full definition

Churning
When a franchisor continually resells a franchise that continually fails. view full definition

Closing Costs
Fees that are incurred by the borrower at the closing of a transaction. view full definition

Collateral
Property pledged as security for a debt. If the debt is not repaid in accordance with the terms of the security instrument--the mortgage or deed of... view full definition

Combined Loan-to-Value Ratio (CLTV)
The percentage of a property's value borrowed through more than one loan (for example, a first mortgage and a home equity line of credit). view full definition

Company-Owned Location
A location owned and operated by the franchisor itself. view full definition

Compensation
Salary or hourly rate received personally in return for services, including all commissions, bonuses, overtime and vacation pay. Self-employed... view full definition

Concierge
Your Concierge serves as the main point of contact between you (the client) and Guidant. The concierge will facilitate between the Sales Team, the... view full definition

Conduit IRA
An IRA created when funds are rolled over from another retirement plan, 403(b) or similar plan. This plan does not have a limit on the number of... view full definition

Contingent Beneficiary
If Primary Beneficiaries are deceased before the account owner’s death, then the Contingent Beneficiary receives the proceeds of the retirement... view full definition

Continuing Payment
A recurring payment that a franchisee will owe a franchisor for the entirety of a franchise agreement. view full definition

Continuous Training
Training offered by a franchisor for the duration of the franchise agreement, rather than just initial training at the beginning. view full definition

Contribution
Deposits into a retirement account are considered a contribution. These deposits must be made in cash or check and are limited based on factors such... view full definition

Controlled Group
A controlled group is one or more business entities that are related through common ownership interests. When a controlled group of businesses exists,... view full definition

Conversion
This is a taxable event that occurs when any type of pre-tax IRA or SEP is converted to a Roth IRA. view full definition

Conversion Clause
A provision in some ARMs that allows changing an ARM into a fixed-rate loan, usually after the first adjustment period. The new fixed rate is based on... view full definition

Conversion Franchise
An existing business that joins a franchise network by adopting its name, products and method of operation. view full definition

Copyright
Exclusive legal ownership rights to a name, products, a system of operations and published materials. view full definition

County Recording Requirement
Certain states have post-filing requirements which include the recordation of the Articles of Incorporation with the county recorder of deeds in the... view full definition

Coverdell Educational Savings Account
An account created to help parents and students save for post-secondary education expenses. The contributions are not deductible. All distributions... view full definition

Credit Report
An evaluation of an individual’s history of debt repayment and their capacity to repay debt. view full definition

Custodian
An organization, typically a commercial bank, that holds in custody and safekeeping someone else's assets. These assets may be cash, securities, or... view full definition