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Early Distribution Plans have specific regulations regarding the minimum age at which a non-penalized distribution or withdrawal may be taken. For example,... view full definition
Earnings The monetary amount produced by investments in a retirement account, excluding deposits. view full definition
Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) EGTRRA brought about substantial changes to IRAs and employee-sponsored retirement plans. This included increasing contribution limits and allowing... view full definition
Education IRA An Individual Retirement Account created exclusively to pay the qualified educational expenses of the designated beneficiary of the account. Also... view full definition
Employee Association Trust Account A retirement account established by a union or other employee association for its members. view full definition
Employer An employer can be defined as any corporation, partnership, sole-proprietorship or other such entity. An employer-sponsored plan is a retirement plan... view full definition
Employer Identification Number (“EIN”) An EIN serves as the tax identification number for your Corporation and 401(k) Plan. It is filed with the IRS. An EIN is essentially an entity’s... view full definition
Entity Specialist Team The Entity Specialist Team is in charge of completing the entity name availability search with the SOS, filing for the Articles of Incorporation with... view full definition
Entity State The Entity State is the state in which your Corporation will be filed. view full definition
Entrepreneur An individual who desires to start and run their own company. view full definition
Equal Credit Opportunity Act (ECOA) A federal law requiring creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex,... view full definition
Equity The portion of a property that is owned outright, measured by the difference between the current market value and the oustanding mortgage balance. view full definition
ERISA Employee Retirement Income Security Act of 1974. The federal law which established legal guidelines for private pension plan administration and... view full definition
ESOP Employee Stock Ownership Plan. A trust established by a corporation which acts as a tax-qualified, defined-contribution retirement plan by making the... view full definition
Excise Tax A Federal or state tax imposed on the manufacture and distribution of certain non-essential consumer goods. Examples of excise taxes include... view full definition
Exclusive Territory An area within which a franchisor will guarantee a franchisee that they will not place another franchise or a company-owned location. The size of this... view full definition
Expense-to-Income Ratio The figure derived by dividing borrowers' monthly financial obligations by their gross monthly income. Also known as Back-End Ratio or Debt-to-Income... view full definition
Extending Credit Offering your customers the option of paying for the products and services they purchase from you at a later date instead of upfront. view full definition

Early Distribution
Plans have specific regulations regarding the minimum age at which a non-penalized distribution or withdrawal may be taken. For example,... view full definition

Earnings
The monetary amount produced by investments in a retirement account, excluding deposits. view full definition

Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA)
EGTRRA brought about substantial changes to IRAs and employee-sponsored retirement plans. This included increasing contribution limits and allowing... view full definition

Education IRA
An Individual Retirement Account created exclusively to pay the qualified educational expenses of the designated beneficiary of the account. Also... view full definition

Employee Association Trust Account
A retirement account established by a union or other employee association for its members. view full definition

Employer
An employer can be defined as any corporation, partnership, sole-proprietorship or other such entity. An employer-sponsored plan is a retirement plan... view full definition

Employer Identification Number (“EIN”)
An EIN serves as the tax identification number for your Corporation and 401(k) Plan. It is filed with the IRS. An EIN is essentially an entity’s... view full definition

Entity Specialist Team
The Entity Specialist Team is in charge of completing the entity name availability search with the SOS, filing for the Articles of Incorporation with... view full definition

Entity State
The Entity State is the state in which your Corporation will be filed. view full definition

Entrepreneur
An individual who desires to start and run their own company. view full definition

Equal Credit Opportunity Act (ECOA)
A federal law requiring creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex,... view full definition

Equity
The portion of a property that is owned outright, measured by the difference between the current market value and the oustanding mortgage balance. view full definition

ERISA
Employee Retirement Income Security Act of 1974. The federal law which established legal guidelines for private pension plan administration and... view full definition

ESOP
Employee Stock Ownership Plan. A trust established by a corporation which acts as a tax-qualified, defined-contribution retirement plan by making the... view full definition

Excise Tax
A Federal or state tax imposed on the manufacture and distribution of certain non-essential consumer goods. Examples of excise taxes include... view full definition

Exclusive Territory
An area within which a franchisor will guarantee a franchisee that they will not place another franchise or a company-owned location. The size of this... view full definition

Expense-to-Income Ratio
The figure derived by dividing borrowers' monthly financial obligations by their gross monthly income. Also known as Back-End Ratio or Debt-to-Income... view full definition

Extending Credit
Offering your customers the option of paying for the products and services they purchase from you at a later date instead of upfront. view full definition