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401(k) Business Financing

Start your business debt-free and cash-rich

 Use Your 401(k) or IRA

  • No Tax Penalty
  • Debt-Free
  • Expert Guidance

Create the life you want

Finance Your Business


  • Use Your 401(k) or IRA
  • No Tax Penalty
  • Expert Guidance
Call us today: 855-585-2413

What is 401(k) Business Financing a.k.a. Rollovers as Business Start-ups?

It Shouldn't Be So Hard to Get Small Business Financing

Local banks decline 80% of aspiring small business owners for loans. Few people have enough money on-hand to start or buy a business or franchise outright. Why struggle with these barriers when you have the money to invest in yourself?


Customer & Partner Success Stories

Bohnne J.

Decorating Den

[Guidant walks] you through the entire process of buying a business. You’re in business for yourself but not by yourself.

Guidant is a perfect vehicle for small businesses to get established. We would not have been able to start our brewery without them.

Suzie and Todd F.

Noda Brewing Company

What Guidant Customer Have to Say:

Funding Support for 500+ Franchise Partners

Easy Qualification



You don’t need collateral or a perfect credit score to get your financing.  

Don’t let interest payments control your business decisions. Get funded without going into debt.  

Find a quicker path to success and profitability by starting out with an infusion of cash.

401(k) business financing, also known as Rollovers for Business Start-ups (ROBS), is a small business and franchise funding method. ROBS allows you to draw money from your retirement account in order to start or buy a business without incurring an early withdrawal fee or tax penalty. This is not a loan; ROBS just gives you access to your own money, so that you can build the life you want without going into debt.

Take our online assessment to find out which financing options best meet your needs.

Explore your financing options.

Have a financial consultation with a business funding expert who will educate you on your options. 

Review them with an expert.

Get your business funded.

Select the financing option with the best terms and receive the money you need to start your business. 

Get Money for Your Business in 3 Easy Steps

Take Your First Step Today