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Guidant has helped more than 20,000 entrepreneurs invest $4 billion in retirement assets into small businesses and franchises.

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Rollover For Business Start-ups Benefits

A Quicker Path to Profitability

Starting your business debt-free will lower your overhead and eliminate risking your home equity. Without loan interest to pay, you can make money sooner rather than later.

Tax-deferred Savings

Since you won’t have to take a taxable distribution using this structure, you can save more for retirement.

Confidence in Your Investment

Unlike the stock market, this is an investment you can control. Essentially, you’re investing in yourself — and we’re betting that you’re a good risk.

Peace of Mind

This tried-and-true structure is a fast, legal funding option that’s been in use since the Employee Retirement Income Security Act became a law in 1974.

How It Works

For over a decade, our 401(k) business financing service has helped entrepreneurs fund small businesses and franchises. Through an arrangement called Rollovers for Business Start-ups (ROBS), you can invest your funds from an eligible retirement account into a small business or franchise without taking a taxable distribution or getting a loan. Whether you want to buy an existing business, start one from scratch or grow one you currently have, ROBS could provide a significant part of your capital injection.

Rollover For Business Start-ups FAQs

The ROBS structure isn’t new — it’s been an option for years — but many financial advisors and stock brokers aren’t aware of these investments because they don’t provide sufficient profit for their institutions.
Absolutely. The Employee Retirement Income Security Act of 1974 (ERISA) passed the responsibility of retirement saving from the employer to the employee.

What Our Clients Are Saying

“My friend had clients that had used Guidant’s services, so I got in touch and we decided to use their 401(k) rollover service for our initial funding. Everything was very easy—we were able to communicate by email and our outside counsel, Frank, answered all of our questions.”


“Guidant Financial made it so easy for me. We were able to do everything over the phone—they walk you through the entire experience of buying a business and they make sure you are set up for success.”
“I have been very impressed with the level of service, the professionalism, and friendliness of Guidant staff and management” “An IRS audit is very unsettling but Guidant stood by me every step of the way and that brought me great comfort. We were successful!”
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