Call us today to turn your dream business into a reality – Debt-free | 425-289-3200

Franchise Financing

The money you need to start or buy a franchise.

Franchise Financing

Starting a small business from scratch is complicated. Instead of dealing with the unknown, you can feel confident with a franchise’s proven business model. Guidant works with thousands of franchises from emerging concepts to established brands, making it easy for you to find the perfect fit for your small business dream.

Guidant-Icon-22-ProvenModel

Proven Model

Franchises already know how to operate successfully. As a franchisee, you’ll have an experienced helping hand to guide you in opening and operating your new business.

Guidant-Icon-23-BrandRec

Brand Recognition

Marketing is easier when you’re buying into an already well-known and recognized brand. Many franchises have spent years developing their brand so you don’t have to.

Guidant-Icon-24-VoteBest

Voted the Best

Trusted sources like Entrepreneur and Fit Small Business consecutively rank Guidant as a top financing supplier based on voting from franchisors and industry experts.

Why Franchise and Why Guidant

Nearly 30% of small business owners start their business because they’re ready to be their own boss. But it can be overwhelming to start from scratch. You need to develop a business idea, create a model for success, and oversee all aspects of your new business from building to advertising. That’s why franchising is a popular option. By buying into a model that’s already successful, you benefit from a franchise’s experience, guidelines, and support, all while following your small business ownership dreams.  

Why Start or Buy a Franchise?

Starting or buying a franchise gives you the opportunity to own your own business with more structure and support than building a business from scratch. Instead of creating everything on your own, you step into a proven model with training, brand recognition, and ongoing guidance from the franchisor. You are in business for yourself, but not by yourself.

  • Proven Model

    When you invest in a franchise, you are buying into an established system that has already been tested in the market. That can reduce some of the uncertainty and risk that often comes with an independent startup.

  • Built-In Support

    Franchisees typically receive help with training, site selection, buildout guidance, marketing, advertising, and ongoing operational support. That structure can save time, reduce guesswork, and help you get up and running faster.

  • Financing Advantages

    Because franchises often have a proven business model and established track record, they may be more attractive to lenders than independent startups. Many franchise brands also work with financing partners like Guidant to help prospective owners navigate the funding process.

Why Get Your Franchise Financing from Guidant?

Starting or buying a franchise often requires a meaningful capital investment, but most franchisees do not fund it entirely out of pocket. Guidant has over 20 years of experience helping entrepreneurs secure the funding they need to open and grow their businesses.

  • Flexible Funding Options

    We offer a range of franchise financing solutions, including 401(k) business financing (ROBS), SBA 7(a) loans, unsecured loans, portfolio loans, and more. Our team helps you understand your options and build a funding strategy that fits your goals.

  • Strong Industry Relationships

    Over the years, we have built relationships across the franchise industry, including franchisors, consultants, and funding partners. That experience helps us better support franchise buyers throughout the process.

  • Support Beyond Funding

    Our support does not stop at funding. We also offer business services designed to help franchise owners manage and grow their businesses, including payroll, bookkeeping & tax, HR, and other support solutions. If you decide to sell in the future, we can also help with valuation and resources to support the transition.

Why Start or Buy a Franchise?

Starting or buying a franchise lets you own your own business without many of the unknowns that come with developing a new business from scratch. Your franchisor will help you with designing, training, and marketing, taking much of the effort out of your hands. As a franchise owner, you’re in business for yourself, but not by yourself. You have a proven system in place and a team behind you to support your success.

Proven Success

When you buy into a franchise, you’re buying into a model that’s proven to be successful. The hard work of building a profitable system is already done — all you need to do is follow the guidelines. With a franchise, the risks of your business failing are lower than starting an independent business.

Less Work, More Support

As a franchisee, you’ll have the support of your franchisor behind you to back you up and save you much of the effort you’d spend as an independent business owner. Your franchisors will provide you location suggestions, construction instructions and building sources, front-to-back training, marketing, advertising and brand support, and continuing education for the duration of your time as a franchisee.

Easier to Fund

Thanks to a franchise’s proven model of success, many lenders are more likely to fund franchises than startup businesses. Franchises often work with franchise financing suppliers like Guidant to help you through the funding process by providing financial statements, loan application support, and more.

Why Get Your Franchise Financing from Guidant?

Starting or buying a franchise requires a capital investment, which can range from a few thousand dollars for home-based franchises to millions for larger, more recognizable brands. But you don’t need to have that money on hand — most franchisees use financing to meet their funding needs. As a leader in franchise financing, Guidant has over 20 years of experience helping franchisees like you get the funding they need to open their doors.

Accessible Funding Solutions

We offer a full suite of financing options to help get you the money you need to start or purchase a franchise location. These options have helped over 30,000 small businesses and franchises open. With options including 401(k) business financing (also known as Rollovers for Business Start-ups or ROBS), SBA 7(a) Loans, portfolio and unsecured loans, and more, we’ve got your franchise financing covered.

Industry Relationships

We’ve developed relationships with thousands of franchises and industry experts over our 20 years of franchise funding support. We work with successful leading franchises from established brands with hundreds of locations to fresh, emerging concepts rapidly gaining popularity. We also work with industry experts, including networks of franchise consultants who can help you discover the perfect brand fit for you.

Lifetime Support

We’re here for the life of your franchise. Our mission statement is to help people succeed in small business, so we’re committed to supporting you beyond funding. We offer business services to help you manage and grow your business, such as integrated payroll and HR services. We also offer access to various discounted services through industry-leading providers. And if you decide to sell your franchise, we’re here to make it as easy as possible with our Seller Suite. We’ll complete a business valuation to suggest a fair asking price and provide the tools you need to attract qualified buyers.

401(k) Business Financing (Rollovers for Business Startups)

Debt-Free Funding. No Tax Penalties.

Start or buy your franchise with your retirement funds. You’ll avoid tax penalties and extra debt, giving you a cash-rich start.

A Quicker Path to Profitability.

401(k) business financing isn’t a loan or a distribution. You don’t have to worry about racking up interest or monthly payments. With 401(k) business financing, you make money sooner rather than later.

Easy to Qualify

You don’t need to risk your house as collateral or have a minimum credit score. If you have $60,000 in rollable retirement funds, you can use Rollovers for Business Startups (ROBS) to fund your franchise.

Funding Your Franchise With an SBA Loan

Big Loans. Low-Interest Rates.

Small Business Administration (SBA) loans offer big benefits like low interest rates, long repayment terms, and no ballooning costs.

One Application. Many Lenders.

We make it easy for qualified borrowers to get an SBA loan. You’ll reach our extensive network of lenders with one application — and get the perfect fit with a competitive advantage.

Comprehensive Loan Analysis.

SBA loan applications are complicated. We give you the best chance of success by providing a thorough analysis to make sure everything is right before you apply.

Unsecured Loans for Franchises

Fast Funding. No Collateral.

If you have good credit and don’t want to risk your home or other assets as collateral, an unsecured business loan offers you fast, easy financing.

Simple Qualification.

It’s easy to apply for an unsecured loan, unlike many other business loans. Because the process is so simple, most loans close in three weeks or less — so you can get started faster.

Competitive Rates.

Competitive interest rates make unsecured loans an ideal solution for business owners who need short-term financing.

Use 401(k) Business Financing as a Down Payment for Your Franchise Loan

You don’t need to have enough funds in your retirement plan to completely cover the costs of your franchise needs. You can combine small business financing methods by using your 401(k) business financing funding as the down payment on an SBA Loan — without triggering any tax penalties or draining your savings.

 

While both 401(k) Business Financing and SBA Loans have advantages as stand-alone programs, together they can set you up on a path for franchise success with a higher funding amount and lower monthly payments.

What Guidant Customers Have to Say

Ready to take the next step?

Get in touch with a Guidant expert to find out which programs, and how much, you qualify for.