Lenders, Fuel Your Candidates
with Guidant's Support!

We're better together.

Most lenders refer their candidates to Guidant for our 401(k) business financing. This allows candidates to use their retirement funds — without incurring tax penalties — as the down payment on a loan. This program is a simple and easy way for your candidates to satisfy their equity injection requirements, expand their SBA buying capacity or simply preserve their cash savings.

Paul Cook

Business Development Officer

How It Works:
Combining 401(k) Business Financing with Small Business Loans

Step One

Guidant forms a corporation on your client’s behalf, and then creates a 401(k) plan for that new business.

Step Two

Next, Guidant facilitates rolling up to 100% of your client’s existing retirement funds to the new account with no tax penalties.

Once the money transfers into the new 401(k) plan, the plan makes an investment into the corporation.

The corporation, now cash-rich, can use those funds as the equity injection for a loan or as a secondary form of financing.

Why Lenders Love Partnering With Us

High Quality Service

Guidant forms a corporation on your client’s behalf, and then creates a 401(k) plan for that new business.

No Conflict of Interest

We respect your line of business and will discuss only the funding programs with which you’re comfortable.

Conservative Nature

Guidant is serious about keeping our ROBS structures correct and compliant, every step of the way. 

Regular Communication

From weekly status update emails to regular check-ins, we’ll keep you apprised of your candidates’ progress.

Ready to take the next step?

Get in touch!

Interested in referring a client?

Scroll to Top