Small Business
Funding Solutions

The funding and services your small business needs.

401(k) Business Financing (Rollovers for Business Startups)

Debt-Free Funding. No Tax Penalties.

Use your retirement funds to start or buy a business or franchise. You’ll avoid tax penalties and extra debt, giving you a cash-rich start.

A Quicker Path to Profitability.

401(k) business financing isn’t a loan or a distribution. You don’t have to worry about monthly payments or racking up interest. With 401(k) business financing, you make money sooner rather than later.

Easy to Qualify

You don’t need to risk your home as collateral or have a minimum credit score. If you have $50,000 in rollable retirement funds, you can use Rollovers for Business Startups (ROBS) to fund your business.

SBA Small Business Loans

Big Loans. Low Interest Rates.

Small Business Administration (SBA) loans offer big benefits like low interest rates, long repayment terms, and no ballooning costs.

One Application. Many Lenders.

We make it easy for qualified borrowers to get an SBA loan. You’ll reach our extensive network of lenders with one application — and get the perfect fit with a competitive advantage.

Comprehensive Loan Analysis.

SBA loan applications are complicated. That’s why we provide a thorough analysis to make sure everything is right before you apply, giving you the best chance of success.

Unsecured Loans

Fast Funding. No Collateral.

If you have good credit and don’t want to risk your home or other assets as collateral, an unsecured business loan offers you fast, easy financing.

Simple Qualification.

It’s easy to apply for an unsecured loan, unlike many other business loans. Because the process is so simple, most loans close in three weeks or less — so you can move fast.

Low Introductory Rates.

Interest rates for unsecured loans start from 0% to 3%. Low interest rates make unsecured loans an ideal solution for business owners who need short-term financing.

 

Financing Solutions for Your Needs

Our funding options cover all stages of business and franchise ownership. Whether you’re starting a new business, buying an existing one, or expanding the business you already own – we’ve got you covered.

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Portfolio Loans

You don’t have to sell your stocks, bonds, or mutual funds to access the funding you need. Borrow up to 80% of the value of your portfolio without having to sell.

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Equipment Leasing

Save significant out-of-pocket expenses by leasing the equipment your business needs instead of buying. Get access to the same equipment — at an affordable rate.

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Growth Capital

Move your business forward with growth capital. Growth capital lets you expand your business however you need, from opening a new location to growing your current one.

See How Much Money You Qualify For Today

Receive a list of funding options tailored for you.

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Grow With Guidant’s Business Services

We’re more than just financing. We’re with you for the life of your business. That’s why we offer ongoing services that help your small business maintain and grow long after you’ve gotten funded.

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401(k) Administration

Our in-house team of retirement plan experts help you set up and manage a 401(k) plan customized for your business. We’ll support your 401(k) plan, so you always stay IRS-compliant.

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Payroll Services

We designed Guidant Payroll for our clients’ specific needs. Our payroll services save you significant time, money, and effort by integrating directly with our 401(k) plan platform.

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Bookkeeping Solutions

Our experienced CPA partners help you save time and effort while effectively managing your business finances. If you’re the DIY type, our partner relationships mean we can offer discounted software to keep you organized.

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HR Services

Guidant HR complements our payroll and 401(k) plan administration services. With Guidant HR, you don’t have to worry about staying in compliance — our robust resources, on-demand support, and expert HR professionals have your back.

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Investment Management Services

You can feel confident in your business’s retirement plan with our investment management partners. We’ll connect you to the top firms so you can rest assured your 401(k) plan will prosper.

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Time Keeping

Our industry-leading partner offers fine-tuned digital timekeeping tools — and a discount for our clients. With these tools, you can schedule, track, and manage your workforce’s hours simply and efficiently.

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Workers’ Compensation Insurance

Most states require you to have workers' comp insurance, so why not pick a plan that integrates seamlessly with your payroll? That’s what we offer: a one-and-done approach that ensures peace of mind.

Corporate Maintenance

Corporate Maintenance

Do you need to file a DBA or access your annual corporate report? No problem. Our in-house team of experts are ready to guide you through the process.

Why Work With Guidant?

We’re the experts.

We’ve helped over 20,000 small businesses get funded. From 401(k) Business Financing to SBA loans, we know how to get you the money you need to start or buy a business.

We’re with you.

We’re not just here to get you funded — we’re invested in the lifespan of your business. With our ongoing 401(k) plan support and a full suite of business services, we’re with you for the long haul.

We’ve got your back.

We have the lowest IRS audit rate in the industry. Thanks to our award-winning legal team, no Guidant client has ever experienced adverse IRS outcomes when following our plan.

What Guidant Customers Have to Say

Ready to use your retirement funds to start your business?

Great! Let’s get the process started today.

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