The funding and services your small business needs.
401(k) Business Financing (Rollovers for Business Startups)
Debt-Free Funding. No Tax Penalties.
Use your retirement funds to start or buy a business or franchise. You’ll avoid tax penalties and extra debt, giving you a cash-rich start.
A Quicker Path to Profitability.
401(k) business financing isn’t a loan or a distribution. You don’t have to worry about monthly payments or racking up interest. With 401(k) business financing, you make money sooner rather than later.
Easy to Qualify
You don’t need to risk your home as collateral or have a minimum credit score. If you have $50,000 in rollable retirement funds, you can use Rollovers for Business Startups (ROBS) to fund your business.
SBA Small Business Loans
Big Loans. Low Interest Rates.
Small Business Administration (SBA) loans offer big benefits like low interest rates, long repayment terms, and no ballooning costs.
One Application. Many Lenders.
We make it easy for qualified borrowers to get an SBA loan. You’ll reach our extensive network of lenders with one application — and get the perfect fit with a competitive advantage.
Comprehensive Loan Analysis.
SBA loan applications are complicated. That’s why we provide a thorough analysis to make sure everything is right before you apply, giving you the best chance of success.
Fast Funding. No Collateral.
If you have good credit and don’t want to risk your home or other assets as collateral, an unsecured business loan offers you fast, easy financing.
It’s easy to apply for an unsecured loan, unlike many other business loans. Because the process is so simple, most loans close in three weeks or less — so you can move fast.
Low Introductory Rates.
Interest rates for unsecured loans start from 0% to 3%. Low interest rates make unsecured loans an ideal solution for business owners who need short-term financing.
Financing Solutions for Your Needs
Our funding options cover all stages of business and franchise ownership. Whether you’re starting a new business, buying an existing one, or expanding the business you already own – we’ve got you covered.
You don’t have to sell your stocks, bonds, or mutual funds to access the funding you need. Borrow up to 80% of the value of your portfolio without having to sell.
Save significant out-of-pocket expenses by leasing the equipment your business needs instead of buying. Get access to the same equipment — at an affordable rate.
Move your business forward with growth capital. Growth capital lets you expand your business however you need, from opening a new location to growing your current one.
See How Much Money You Qualify For Today
Receive a list of funding options tailored for you.
Grow With Guidant’s Business Services
We’re more than just financing. We’re with you for the life of your business. That’s why we offer ongoing services that help your small business maintain and grow long after you’ve gotten funded.
Our in-house team of retirement plan experts help you set up and manage a 401(k) plan customized for your business. We’ll support your 401(k) plan, so you always stay IRS-compliant.
Our experienced CPA partners help you save time and effort while effectively managing your business finances. If you’re the DIY type, our partner relationships mean we can offer discounted software to keep you organized.
Guidant HR complements our payroll and 401(k) plan administration services. With Guidant HR, you don’t have to worry about staying in compliance — our robust resources, on-demand support, and expert HR professionals have your back.
Investment Management Services
You can feel confident in your business’s retirement plan with our investment management partners. We’ll connect you to the top firms so you can rest assured your 401(k) plan will prosper.
Our industry-leading partner offers fine-tuned digital timekeeping tools — and a discount for our clients. With these tools, you can schedule, track, and manage your workforce’s hours simply and efficiently.
Workers’ Compensation Insurance
Most states require you to have workers' comp insurance, so why not pick a plan that integrates seamlessly with your payroll? That’s what we offer: a one-and-done approach that ensures peace of mind.
Do you need to file a DBA or access your annual corporate report? No problem. Our in-house team of experts are ready to guide you through the process.
Why Work With Guidant?
We’re the experts.
We’ve helped over 25,000 small businesses get funded. From 401(k) Business Financing to SBA loans, we know how to get you the money you need to start or buy a business.
We’re with you.
We’re not just here to get you funded — we’re invested in the lifespan of your business. With our ongoing 401(k) plan support and a full suite of business services, we’re with you for the long haul.
We’ve got your back.
We have the lowest IRS audit rate in the industry. Thanks to our award-winning legal team, no Guidant client has ever experienced adverse IRS outcomes when following our plan.
What Guidant Customers Have to Say
Ready to use your retirement funds to start your business?
Great! Let’s get the process started today.