Small Business Funding Solutions

Get the financing you need, when you want it.

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401(k) Business Funding

401(k) Business Financing

Use Retirement Funds Tax Penalty-Free

Rollovers for Business Start-ups allow individuals to use their 401(k) or IRA to buy a business without taking a taxable distribution or getting a loan. Learn More »

SBA Small Business Loans

SBA Loans

Long-term Lending with Low Interest Rates

Backed by the Small Business Administration, SBA small business loans offer up to $5 million with low interest rates and flexible repayment terms.        Learn More »

Unsecured Loans

Unsecured Loans

Fast Funding with No Collateral Required

Unsecured business loans offer fast financing for business owners who have a good credit score but don’t want to use personal property as collateral. Learn More »

 

Growth Capital for existing small businesses

Growth Capital

Financing to Grow Your Existing Business

For existing business owners who need funding for growth or expansion, we offer working capital loans to grow without pulling from current revenue.   Learn More »

Business Services to grow your business

Business Services

Financing to Grow Your Existing Business

Whether you need support with payroll, bookkeeping or maintaining your corporation, Guidant offers programs to help your business succeed long-term. Learn More »

Learn about your business funding options from the industry experts

 

Rollover for Business Start-ups Guide

Learn about 401(k) Business Financing with our complete guide

Read the ROBS Guide 

Business Funding Options Guide

Explore all your business funding options with our complete guide

Find the best option for you 

Online Webinars

Short on time? Sign up to learn how to fund your business fast

Join us for a live webinar 

401(k) Business Financing

Debt-free 401(k) Business Funding

Debt-Free Funding. No Tax Penalties.

With 401(k) business funding (also called Rollovers for Business Start-ups) you can use your retirement funds to buy a business or franchise without incurring tax penalties or taking on additional debt.

A Quicker Path to Profitability

401(k) business funding isn’t a loan, so you don’t need to worry about monthly payments. Without loan interest to pay, you can make money sooner rather than later.

Easy to Qualify

There are no minimum credit requirements, and you don’t need to use your home as collateral. As long as you have $50,000 in rollable retirement funds, you’re all set.

Learn more »

SBA Small Business Loans

Fund your business with an SBA Small Business Loan

Big Loans. Low Interest Rates.

Small Business Administration loans offer a bevy of benefits for entrepreneurs, including low interest rates, long repayment terms and no ballooning costs.

Streamlined Approval Process

Guidant makes it easy for qualified borrowers to obtain an SBA loan. We send a single loan application to our large network of lenders to help you find the perfect fit.

Comprehensive Loan Package Analysis

SBA loan applications are extremely detailed. That’s why Guidant provides a thorough analysis to ensure everything is in order prior to submitting.

Learn more »

Unsecured Loans

Unlock Funding with an Unsecured Loan

Fast Funding. No Collateral Required.

Unsecured business loans offer fast financing for business owners who have a good credit score, but don’t want to use their home or other property as collateral.

Quick Funding

Unlike other business loans, the application process for an unsecured loan is simple. Because of this, most deals close in three weeks or less.

Low Introductory Rates

Interest rates for unsecured loans start from 0 – 3 percent, making them an ideal solution for business owners who need short-term financing.

Learn more »

More Financing Solutions

Guidant offers funding options for entrepreneurs at all stages of business ownership. Whether you want to start a new business, buy an existing one or expand a business you already own, we’ve got you covered.

 

Use Your Investment Portfolio for Business Funding

Portfolio Loans

If you own stocks, bonds or mutual funds, you can borrow up to 80 percent against the value of your portfolio without having to sell.
Learn more

Save money by leasing equipment for your business

Equipment Leasing

Rather than incurring significant out-of-pocket expenses from buying equipment, leasing offers access to the same equipment at an affordable rate.
Learn more

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Growth Capital

For existing businesses looking to expand operations, our growth capital program offers quick access to funds so you can keep your business moving forward.
Learn more

Business Services

We want you and your business to be successful long-term. That’s why we offer ongoing business services to help you maintain and grow your venture long after you’ve received funding.

 

401(k) Plan Administration Services

401(k) Administration

Guidant’s internal team of retirement experts will help you set up and manage your company’s 401(k) plan so it remains IRS-compliant.

Payroll Services for small business

Payroll Services

We partner with leaders in the payroll industry to make managing your team as simple and efficient as possible.

Corporate maintenance services

Corporate Maintenance

Whether you need to file a DBA or your annual corporate report, our in-house team of experts will guide you through each process.

Bookkeeping for small business

Bookkeeping Solutions

Through our bookkeeping partners, we offer discounted software to help you organize and manage your business’s finances.

Investment Management for Small Business retirement plans

Investment Management Services

We connect you with top investment management firms so you can rest assured your business’s retirement plan will prosper.

Client Stories

Our Promise

Guidant Financial's Promise to Clients

As the most experienced 401(k) business financing firm, we’ve helped more than 14,000 clients achieve their dream of business ownership. We take pride in supporting you through the full life cycle of your business by providing multiple funding options, unlimited access to 401(k) plan experts and the lowest audit rate in the industry. We’re the only firm to guarantee 100 percent audit protection — saving you money and getting you back to running your business.

Ready to take the next step?

Get in touch with a Guidant Financial expert to find out which programs, and how much, you qualify for.