SBA Small Business Loans

Low interest funding for new and existing businesses.

SBA loans make it easier to start, buy, or grow your business.

Traditional business loans are hard to qualify for, require significant down payments, and have high interest rates. So why barter with banks for good loan terms when you can work with Guidant to find lenders who want to bankroll your loan? SBA loans make it easier to get the money your business or franchise needs.

Lower interest rate

Lower Interest Rates

SBA loan interest rates are lower than traditional business loans, making repayment less of a burden — which gets you to profitability faster.

Flexible Down Payment

Flexible Down Payment

SBA loans can be combined with other forms of financing — like unsecured loans or 401(k) Business Financing — saving you on out-of-pocket costs.

Easy Qualification

Easier Loan Application

With Guidant, your application goes to our our extensive lender network, which means you get more options and a competitive advantage.

Get Money for Your Business in 3 Easy Steps

It’s easy to get started! Simply complete our pre-qualification survey to start following your small business dreams.

Pre-qualify

Learn about your financing options and how much funding you can access with our simple two-minute, online pre-qualification survey.


Schedule a Call

We’ll send you a link where you can provide us your loan info, details about your business, and some financial information. Then we’ll analyze your loan package.

Get Funded

We’ll help you through the SBA loan application process. With just one application, you’ll access our extensive lender network to get the best loan options for you.

See How Much Money You Qualify For Today

Receive a list of funding options tailored for you.

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Common Types of SBA Loans

SBA 7(A) LOAN

SBA 7(a) Loans can be used for almost any business purpose, like starting, buying, or expanding a business.

BENEFITS

CRITERIA

SBA EXPRESS LOAN

SBA Express Loans provide quick funding for new or existing businesses. With the option to be used as an express line of credit, SBA Express Loans combine well with SBA 7(a) Loans to provide extra working capital.

BENEFITS

CRITERIA

SBA WORKING CAPITAL LOAN

SBA Working Capital Loans offer a simple financing solution when you need extra operating funds. They close much faster than an SBA 7(a) Loan.

BENEFITS

CRITERIA

Why Work With Guidant?

We’re the experts.

We’ve helped over 20,000 small businesses get funded. From 401(k) business financing to SBA loans, we know how to get you the money you need to start or buy a business.

We’re with you.

We’re not just here to get you funded — we’re invested in the lifespan of your business. With our ongoing 401(k) plan support and full suite of business services, we’re with you for the long haul.

We’ve got your back.

We have the lowest IRS audit rate in the industry. Thanks to our award-winning legal team, no Guidant client has ever experienced adverse IRS outcomes when following our plan.

Cover Your SBA Loan Down Payment With 401(k) Business Financing

You don’t need to cover your SBA loan down payment out of pocket or with another loan. Instead, you can combine small business financing methods by using your retirement funds as the down payment on an SBA loan — without triggering any tax penalties or draining your personal savings.

While both SBA loans and 401(k) business financing have advantages as stand-alone programs, together they can set you up on a path for success with a higher funding amount and lower monthly payments.

Client Stories

Ready to take the next step?

Get in touch with a Guidant expert to find out which programs, and how much, you qualify for.

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