If you own stocks, bonds, mutual funds or other eligible securities, you can borrow up to 80 percent against the value of your portfolio without having to liquidate your holdings. Portfolio loans, also referred to as stock loans or securities-based lending, work like a revolving line of credit — allowing you to finance a business or franchise by borrowing (and repaying) at will.
Portfolio loans can be a fast, low-cost approach to small business financing. If you have at least $85,000 in brokerage accounts, you can qualify for a stock loan at a minimum of $55,000. The higher the value of your securities, the more money you can borrow. Here are a few of the other perks of portfolio loans:
To qualify for a portfolio loan, you’ll need:
Through Guidant Financial’s network of major lending institutions, our clients can avoid high retail rates by gaining access to organizations that offer more economical options for small business and franchise owners interested in portfolio loans.