Portfolio Loans

Use your investments for fast small business funding — without selling.

You don’t have to sell your stocks to leverage your portfolio.

Accessing financing to start, buy, or grow your small business can be time consuming, complicated, and hard to qualify for. But if you own stocks, bonds, mutual funds, or other eligible securities, you can leverage your portfolio to get the money you need without having to sell off your securities.

 

Portfolio loans, which are also known as stock loans or securities-based lending, work like a revolving line of credit. This lets you fund your small business or franchise by borrowing and repaying on your schedule — not a bank’s.

The Benefits of Portfolio Loans

Maintain Portfolio Value

Since you’re borrowing against the assets in your portfolio, instead of liquidating (selling) them, your investment portfolio can continue to grow in value.

Low Interest Rates

Portfolio loan interest rates can be as low as 3% – 4%. Unlike other loans, you only incur interest when you use the funds. That means you’re not penalized if you borrow more than you need.

No Upfront Costs

We can help you establish a portfolio loan for a 4% flat rate. You can pay that fee from your total loan amount, so you don’t pay anything out of pocket.

Rapid Funding

On average, portfolio loans close in an about 10 days. That means you can get the money your business or franchise needs in less than two weeks.

What Are Portfolio Loans?

Portfolio loans let you leverage your stocks, bonds, mutual funds, and other eligible securities to get small business funding without selling your assets.

BENEFITS

CRITERIA

What Are Portfolio Loans?

Portfolio loans let you leverage your stocks, bonds, mutual funds, and other eligible securities to get small business funding without selling your assets.

BENEFITS

CRITERIA

Why Work With Guidant?

We’re the experts.

Over 25,000 small businesses have gotten their start with us. We know how to get you the money you need to start, buy, or grow your business or franchise.

We’ve got options.

Our full suite of funding options gives you a choice when it comes to financing your business or franchise. We’ll help you find the best option for you — or even combine multiple methods.

We’re with you.

We don’t stop supporting you after you get funded. We’re here for the life of your business. With our robust business services, we’re with you for the long haul.

See How Much Money You Qualify For Today

Receive a list of funding options tailored for you.

By pressing “Get Started,” you agree to this website’s Privacy Policy. You also consent to receive information from Guidant Financial at the email address or telephone number you entered. This information may be provided by a phone system that can auto-dial. You aren’t required to consent to use our services.

Client Stories

Ready to take the next step?

Get in touch with a Guidant expert to find out which programs, and how much, you qualify for.

Scroll to Top

Download The Complete Guide to 401(K) Business Financing: ROBS

By pressing “Download the Guide”, you agree to this websites Privacy Policy, and you consent to receive information from Guidant Financial at the email address or telephone numbers you provided.