Learning Center: Debt-Service Coverage Calculator

All | Videos | Infographics | White Papers | Webcasts | Complete Guides | Financing Calculators

Debt-Service Coverage Calculator

When selecting a funding method, you need to be sure that the business can cover any debt it takes on. Lenders use what’s called a ‘debt-service coverage ratio’ to determine if a business has the ability to successfully repay a loan, and our debt-service calculator allows you to determine this number on your own before applying for a loan.

This calculator looks at a business’s past revenue and operating expenses to determine how a monthly loan payment would affect net profit, and then calculates the debt-service coverage ratio based on those numbers. Coverage ratio scores range from 1 – 4; the higher the score, the better the business’s ability to afford the debt.

Ready to take the next step?

Get in touch with a Guidant Financial expert to find out which programs, and how much, you qualify for.

Scroll to Top

Download The Complete Guide to 401(K) Business Financing: ROBS

By pressing “Download the Guide”, you agree to this websites Privacy Policy, and you consent to receive information from Guidant Financial at the email address or telephone numbers you provided.