Frequently Asked Questions (FAQ)
We’re here to help you understand your choices when it comes to small business or franchise financing so that you can make the best decisions for your financial future. Learn more about your business funding options with our frequently asked questions (FAQ).
Topics
Rollovers for Business Start-ups (ROBS)
What is Rollovers for Business Start-ups (ROBS)?
Is ROBS legal? Is ROBS a tax loophole?
What’s the difference between 401(k) Business Financing, Rollovers for Business Start-ups, etc.?
What businesses can I start or buy using ROBS?
Can I use ROBS to finance my franchise?
Can I use ROBS to invest in real estate?
What do I have to do as a business owner who uses ROBS?
Which retirement plans are eligible for ROBS?
Do I have to roll all my retirement savings into my new business with ROBS?
Can my spouse or business partner co-invest in my new business?
Can I pay myself a salary at my new business?
Does my new business have to be a C Corporation?
What about double taxation and C Corporations?
Do I have to quit my job to start or buy a business with ROBS?
Do I have to offer a 401(k) to all my employees?
What is the maximum employee deferral contribution I can make to my new 401(k) plan?
Do I have to invest any of my money into my new business when I use ROBS?
What’s the process of working with a ROBS provider?
SBA
Due to the constantly changing SBA environment at this time we do not have a full FAQ for SBA, but please refer to our up to date SBA resource Guide