Small Business Funding Made Easy
Over 16,000 Entrepreneurs Financed, Over $4 Billion Funded
Learn about top small business trends in our 2018 State of Small Business Report.
Financing Solutions For All Stages of Business
401(k) Business Financing
SBA Business Loans
Unsecured Loans
Growth Capital
Business ServicesUnlock your retirement funds to start or buy a business using the Rollover for Business Start-ups (ROBS) arrangement.
Debt-Free Funding
401(k) business financing isn’t a loan, so there are no monthly payments or interest rates to worry about.
Tax-Deferred Savings
This structure doesn’t trigger a taxable distribution, so you can put more of your money to work for you.
No Credit Requirements
It’s easy to qualify for ROBS – there are no minimum credit score or collateral requirements needed to qualify.
These traditional business loans are backed by the Small Business Administration and offer attractive repayment terms.
Cost Effective
Low interest rates and affordable monthly payments make these loans ideal for almost any business owner.
Flexible
Loan proceeds can be used for a wide range of business expenses, from real estate to working capital.
Increased Buying Power
SBA loans can be combined with other funding methods to increase your total business budget.
Unsecured loans make a great short-term financing solution, offering business capital without risking personal property.
No Collateral Required
No personal property is needed to guarantee an unsecured loan, so you can keep your assets intact.
Quick Funding
Unsecured loans are ideal for business owners on a tight timeline; most close within three weeks.
Low Introductory Rates
Interest rates can be as low as 0 – 3 percent, making unsecured loans a great short-term financing option.
Growth capital allows you to expand your business without using earned revenue.
Fast Funding
Because your business has a proven track record of success, expansion capital has a faster funding timeline.
Affordable
Working capital loans only require a 10 percent down payment, compared to 20 – 30 percent for most business loans.
No Collateral Required
Growth capital loans are secured by business assets, so there’s no risk to your personal possessions.
Business service offerings designed to support the full life cycle of your business.
401(k) Administration
Guidant offers industry-leading service and expertise to support your business’s 401(k) plan management.
Partner Program
As a Guidant client, you’ll get exclusive discounts from our well-respected partners on payroll services, bookkeeping and more.
Corporate Maintenance
Our in-house corporate filing services take the confusion out of required paperwork needed to open your business.
Learn About Your Business Funding Options from the Industry Experts
Small Business Success Stories
Guidant is a perfect vehicle for small businesses to get established. We would not have been able to start the brewery without them.
Suzie & Todd, Noda Brewing Company; Charlotte, NC For husband and wife Todd and Suzie, the key to spending more time together was small business ownership. With Guidant’s help, the couple transformed their long-time home-brew hobby into their dream business.
[Guidant walks] you through the entire process of buying a business. They make sure you are set up for success. You are in business for yourself, but you are not by yourself.
Bohnne, Decorating Den; Nashville, TN After experiencing a series of layoffs, Bohnne was ready for a career makeover. She took control of her future and embarked on an encore career as a business owner.
We wanted to start our business using our 401(k) funds, but we had no idea how to do it. Our friend told us about Guidant Financial, and so we contacted them and had a great experience.
Rand & Janeel, eyeSmith Sport & Fashion Optical; Kansas City, MO After raising eight children, Rand and Janeel were ready to start a new chapter for their family. The couple put their past business experience to good use and tapped into their retirement funds to start an independent eyewear business.
The one piece of advice I would give to entrepreneurs is [to] just go for it … There’s a lot of things you have to think about, but just say ‘yes, I’m going to do it.’
Richard and Jo-Anne The Parsonage Inn; Cape Cod, ME After 30 years in the airline industry, traveling the world and raising five children, Richard and Jo-Anne wanted to tackle a new adventure: business ownership. Guidant helped the couple buy an existing business so they could enjoy being their own boss for once.
Top Franchise Brands We’ve Funded
See What Customers Say about Working with Guidant Financial
Great service and flawless execution
“The Guidant team worked diligently and seamlessly to execute my ROBS. Customer service was excellent. They were always very quick to respond to any questions I had. I was very impressed with the level of service they offered.”
Process, customer service, and execution are second to none!
“If you’re considering a ROBS to fund your new business, I can’t imagine anyone doing a better job for you than Guidant. It’s a complicated process that they have made very simple for their customers. Everybody I spoke with at Guidant was very good at their job. They were able to answer my questions and concerns quickly and clearly. Great product, better company!”
Now I can truly have my dream job
“If you’re thinking about starting your own business using you retirement money call Guidant! They walk you through the entire process and get you all set up in no time at all!! The Lawyer they have you meet with makes sure you understand the transaction and answers any questions you have. In less than 30 days they helped me create my new company and now I can truly have my dream job. ”
In control of
my own destiny
“I could not be happier with the help that I received from Guidant Financial. I started the process with Guidant on Sept 6th and finalized the purchase of my business less than 1 month later. I am now a business owner and in control of my own destiny, thanks to the help and guidance of Guidant Financial. ”