Small Business Funding Made Easy
Over 14,000 Entrepreneurs Financed, Over $4 Billion Funded
Financing Solutions For All Stages of Business
Unlock your retirement funds to start or buy a business using the Rollover for Business Start-ups (ROBS) arrangement.
401(k) business financing isn’t a loan, so there are no monthly payments or interest rates to worry about.
This structure doesn’t trigger a taxable distribution, so you can put more of your money to work for you.
No Credit Requirements
It’s easy to qualify for ROBS – there are no minimum credit score or collateral requirements needed to qualify.
These traditional business loans are backed by the Small Business Administration and offer attractive repayment terms.
Low interest rates and affordable monthly payments make these loans ideal for almost any business owner.
Loan proceeds can be used for a wide range of business expenses, from real estate to working capital.
Increased Buying Power
SBA loans can be combined with other funding methods to increase your total business budget.
Unsecured loans make a great short-term financing solution, offering business capital without risking personal property.
No Collateral Required
No personal property is needed to guarantee an unsecured loan, so you can keep your assets intact.
Unsecured loans are ideal for business owners on a tight timeline; most close within three weeks.
Low Introductory Rates
Interest rates can be as low as 0 – 3 percent, making unsecured loans a great short-term financing option.
Growth capital allows you to expand your business without using earned revenue.
Because your business has a proven track record of success, expansion capital has a faster funding timeline.
Working capital loans only require a 10 percent down payment, compared to 20 – 30 percent for most business loans.
No Collateral Required
Growth capital loans are secured by business assets, so there’s no risk to your personal possessions.
Business service offerings designed to support the full life cycle of your business.
Guidant offers industry-leading service and expertise to support your business’s 401(k) plan management.
As a Guidant client, you’ll get exclusive discounts from our well-respected partners on payroll services, bookkeeping and more.
Our in-house corporate filing services take the confusion out of required paperwork needed to open your business.
Fund Your Small Business in 3 Simple Steps
Talk to a Financing Expert
Small Business Success Stories
Top Franchise Brands We’ve Funded
Our Work in Action
U.S. Jobs Created
See What Customers Say about Working with Guidant Financial
Great service and flawless execution
“The Guidant team worked diligently and seamlessly to execute my ROBS. Customer service was excellent. They were always very quick to respond to any questions I had. I was very impressed with the level of service they offered.”
Process, customer service, and execution are second to none!
“If you’re considering a ROBS to fund your new business, I can’t imagine anyone doing a better job for you than Guidant. It’s a complicated process that they have made very simple for their customers. Everybody I spoke with at Guidant was very good at their job. They were able to answer my questions and concerns quickly and clearly. Great product, better company!”
Now I can truly have my dream job
“If you’re thinking about starting your own business using you retirement money call Guidant! They walk you through the entire process and get you all set up in no time at all!! The Lawyer they have you meet with makes sure you understand the transaction and answers any questions you have. In less than 30 days they helped me create my new company and now I can truly have my dream job. ”
In control of
my own destiny
“I could not be happier with the help that I received from Guidant Financial. I started the process with Guidant on Sept 6th and finalized the purchase of my business less than 1 month later. I am now a business owner and in control of my own destiny, thanks to the help and guidance of Guidant Financial. ”