Can ROBS Be Used with SBA or Other Loans?
One of the most common questions aspiring business owners ask us is this: Can I use a ROBS plan alongside an SBA loan or other financing? The short answer is yes. And for many entrepreneurs, combining ROBS with another loan is not just possible –…
How to Get Financed for a Business Loan
This step-by-step guide to successful application walks you through how to get a business loan, from choosing the right type to preparing your documents.
SBA Loan Requirements: Top 6 SBA Deal Breakers
If you’re in the market for funding, a loan backed by the U.S. Small Business Administration (SBA) can be a great idea. SBA loans are designed to provide small businesses with access to affordable capital for various needs, ranging from…
Small Business Week, Big Dreams: How to Find and Secure Business Financing
As we celebrate Small Business Week, it’s a great time to explore the best business financing options for you — whether you’re starting out or scaling up.
Using Your 401(k) as an SBA Loan Down Payment—Penalty-Free
Are you looking for ways to fund a small business loan? Learn how you can use your 401(k) as an SBA loan down payment — all without penalty fees.
Important SBA Loan Interest Rate Changes Prospective Small Business Owners Should Know
The SBA has a variety of loan programs for small businesses, offering lower interest rates and flexible terms. But with some recent changes from the SBA, SBA loan interest rates may be rising.
2022 SBA Loan Trends
In these uncertain times, looking toward the future can seem like even more of a guessing game than usual. Here are our predictions for SBA loan trends for 2022.
Your Small Business Loan Document Checklist
If you’re in the market for a business loan, a US Small Business Administration (SBA) loan is one of the most advantageous financial sources for entrepreneurs. The most common loan offered by the SBA is known internally as a 7(a) loan, but because it’s the…
Your Rollovers for Business Startups (ROBS) and SBA Loan Timeline
Rollovers for Business Start-ups (ROBS) is a complex transaction that includes forming your own C Corporation, rolling your retirement funds into a new 401(k) plan, and using that plan to buy stock through a Qualified Employer Securities (QES) transaction. The benefits are worth the complexities…